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New Jersey & Virginia Capital Gains Tax Calculator

Combines federal long-term rates with New Jersey’s 10.75% state treatment.

New Jersey, Virginia share this page. Their rules produce the same answer to within a rounding difference, so publishing separate near-identical pages would add URLs without adding information. Every figure below applies to both states.

New Jersey capital gains estimator

Combines federal long-term rates with New Jersey’s 10.75% state treatment.

Total tax on the gain —
Federal —
New Jersey state —
Net investment income tax —
You keep —

Figures computed from Tax Foundation (2024-2026 rate tables) and Internal Revenue Service (current tax year). Page last reviewed 2026-08-27. Estimates only — verify with the relevant agency before acting.

New Jersey at a glance

FigureNew JerseySource
State capital gains rate10.75%[1]
State top marginal rate10.75%[1]
Federal long-term rates0% / 15% / 20%[2]
Net investment income tax3.8% above $200,000[2]

[1] [2] Sources

State capital gains rate — all 50 states

New Jersey highlighted. Same data as the table below, shown as a distribution so the comparison is visible at a glance.

State capital gains rate — all 50 states. New Jersey is 10.75%, ranked 3 of 50. The national median is 4.55%, the highest is 13.30% (California), and the lowest is 0.00% (Wyoming). CA 13.30% NY 10.90% NJ 10.75% OR 9.90% MN 9.85% MA 9.00% VT 8.75% WI 7.65% HI 7.25% ME 7.15% WA 7.00% CT 6.99% DE 6.60% MD 6.50% RI 5.99% NM 5.90% ID 5.80% VA 5.75% MT 5.65% KS 5.58% SC 5.21% AL 5.00% GA 4.99% IL 4.95% WV 4.58% NE 4.55% OK 4.50% UT 4.50% CO 4.40% MI 4.25% MS 4.00% NC 3.99% AR 3.90% IA 3.80% KY 3.50% OH 3.50% PA 3.07% LA 3.00% IN 2.95% AZ 2.50% ND 2.50% AK 0.00% FL 0.00% MO 0.00% NV 0.00% NH 0.00% SD 0.00% TN 0.00% TX 0.00% WY 0.00%

Highlighted: New Jersey, ranked 3 of 50. Median 4.55%.

New Jersey tax by gain size and other income

Total tax (federal + New Jersey + NIIT) on a long-term gain.

Capital gain$40,000 income$60,000 income$80,000 income$100,000 income$150,000 income$200,000 income$300,000 income$500,000 income
$10,000$1,158$2,575$2,575$2,575$2,575$2,955$2,955$2,955
$20,000$3,733$5,150$5,150$5,150$5,150$5,910$5,910$5,910
$30,000$6,308$7,725$7,725$7,725$7,725$8,865$8,865$8,865
$40,000$8,883$10,300$10,300$10,300$10,300$11,820$11,820$11,820
$50,000$11,458$12,875$12,875$12,875$12,875$14,775$14,775$15,000
$65,000$15,320$16,738$16,738$16,738$17,308$19,208$19,208$20,183
$80,000$19,183$20,600$20,600$20,600$21,740$23,640$23,640$25,365
$100,000$24,333$25,750$25,750$25,750$27,650$29,550$29,550$32,275
$125,000$30,770$32,188$32,378$33,138$35,038$36,938$36,938$40,913
$150,000$37,208$39,005$39,765$40,525$42,425$44,325$44,325$49,550
$200,000$51,603$53,780$54,540$55,300$57,200$59,100$59,100$66,825
$250,000$66,378$68,555$69,315$70,075$71,975$73,875$74,100$84,100
$350,000$95,928$98,105$98,865$99,625$101,525$103,650$108,650$118,650
$500,000$140,253$143,155$144,915$146,675$151,075$155,475$160,475$170,475
$650,000$191,803$194,980$196,740$198,500$202,900$207,300$212,300$222,300
$800,000$243,628$246,805$248,565$250,325$254,725$259,125$264,125$274,125
$1,000,000$312,728$315,905$317,665$319,425$323,825$328,225$333,225$343,225
$1,500,000$485,478$488,655$490,415$492,175$496,575$500,975$505,975$515,975

Worked figures for New Jersey

New Jersey values:

GainFederalStateNiitTotalEffective
$25,000$3,750$2,688$0$6,43825.75%
$50,000$7,500$5,375$0$12,87525.75%
$75,000$11,250$8,063$0$19,31325.75%
$100,000$15,000$10,750$0$25,75025.75%
$150,000$22,500$16,125$1,900$40,52527.02%
$200,000$30,000$21,500$3,800$55,30027.65%
$300,000$45,000$32,250$7,600$84,85028.28%
$500,000$77,725$53,750$15,200$146,67529.34%
$750,000$127,725$80,625$24,700$233,05031.07%
$1,000,000$177,725$107,500$34,200$319,42531.94%

How New Jersey compares nationally

On state capital gains rate, New Jersey ranks #3 of 50 at 10.75% — 136% above the median of 4.55%. The national range runs from 0.00% (Wyoming) to 13.30% (California).

RankStateState capital gains rate
#1California13.30%
#2New York10.90%
#3New Jersey10.75%
#4Oregon9.90%
#5Minnesota9.85%

Taxed as ordinary incomes, ranked

Same rule structure as New Jersey:

StateState capital gains ratevs New Jersey
California13.30%+23.7%
New Jersey10.75%—
Minnesota9.85%-8.4%
Wisconsin7.65%-28.8%
Kansas5.58%-48.1%
South Carolina5.21%-51.5%
Georgia4.99%-53.6%
Nebraska4.55%-57.7%
Texas0.00%-100.0%

New Jersey questions, answered with New Jersey numbers

Does New Jersey tax capital gains?▾
Yes. New Jersey applies 10.75% to capital gains. On a $100,000 long-term gain that is $10,750 in state tax, on top of $15,000 federal.
What would I owe on a $500,000 gain in New Jersey?▾
About $146,675 total — $77,725 federal, $53,750 to New Jersey, and $15,200 net investment income tax. You would keep roughly $353,325, an effective rate of 29.34%.
How does New Jersey compare with a no-tax state?▾
Realising a $500,000 gain in New Jersey costs $53,750 more than realising it in a state with no capital gains tax, such as Florida or Texas.

Other taxed as ordinary incomes

Texas California Georgia Kansas Wisconsin Minnesota Nebraska South Carolina

Last reviewed 2026-08-27. New Jersey figures only — verify with the relevant New Jersey agency before acting. How this is calculated.