Pennsylvania Capital Gains Tax Calculator
Combines federal long-term rates with Pennsylvania’s 3.07% state treatment.
Pennsylvania capital gains estimator
Combines federal long-term rates with Pennsylvania’s 3.07% state treatment.
Total tax on the gain —
Federal —
Pennsylvania state —
Net investment income tax —
You keep —
Pennsylvania at a glance
| Figure | Pennsylvania | Source |
|---|---|---|
| State capital gains rate | 3.07% | [1] |
| State top marginal rate | 3.07% | [1] |
| Federal long-term rates | 0% / 15% / 20% | [2] |
| Net investment income tax | 3.8% above $200,000 | [2] |
Pennsylvania highlighted. Same data as the table below, shown as a distribution so the comparison is visible at a glance.
Highlighted: Pennsylvania, ranked 37 of 50. Median 4.55%.
Pennsylvania tax by gain size and other income
Total tax (federal + Pennsylvania + NIIT) on a long-term gain.
| Capital gain | $40,000 income | $60,000 income | $80,000 income | $100,000 income | $150,000 income | $200,000 income | $300,000 income | $500,000 income |
|---|---|---|---|---|---|---|---|---|
| $10,000 | $555 | $1,807 | $1,807 | $1,807 | $1,807 | $2,187 | $2,187 | $2,187 |
| $20,000 | $2,362 | $3,614 | $3,614 | $3,614 | $3,614 | $4,374 | $4,374 | $4,374 |
| $30,000 | $4,169 | $5,421 | $5,421 | $5,421 | $5,421 | $6,561 | $6,561 | $6,561 |
| $40,000 | $5,976 | $7,228 | $7,228 | $7,228 | $7,228 | $8,748 | $8,748 | $9,078 |
| $50,000 | $7,783 | $9,035 | $9,035 | $9,035 | $9,035 | $10,935 | $10,935 | $11,765 |
| $65,000 | $10,493 | $11,746 | $11,746 | $11,746 | $12,316 | $14,216 | $14,216 | $15,796 |
| $80,000 | $13,204 | $14,456 | $14,456 | $14,456 | $15,596 | $17,496 | $17,496 | $19,826 |
| $100,000 | $16,818 | $18,070 | $18,070 | $18,070 | $19,970 | $21,870 | $21,870 | $25,200 |
| $125,000 | $21,335 | $22,588 | $22,778 | $23,538 | $25,438 | $27,338 | $27,338 | $31,918 |
| $150,000 | $25,853 | $27,485 | $28,245 | $29,005 | $30,905 | $32,805 | $32,805 | $38,635 |
| $200,000 | $36,408 | $38,420 | $39,180 | $39,940 | $41,840 | $43,740 | $43,740 | $52,070 |
| $250,000 | $47,343 | $49,355 | $50,115 | $50,875 | $52,775 | $54,675 | $55,505 | $65,505 |
| $350,000 | $69,213 | $71,225 | $71,985 | $72,745 | $74,645 | $77,375 | $82,375 | $92,375 |
| $500,000 | $102,348 | $105,360 | $107,120 | $108,880 | $113,280 | $117,680 | $122,680 | $132,680 |
| $650,000 | $142,653 | $145,665 | $147,425 | $149,185 | $153,585 | $157,985 | $162,985 | $172,985 |
| $800,000 | $182,958 | $185,970 | $187,730 | $189,490 | $193,890 | $198,290 | $203,290 | $213,290 |
| $1,000,000 | $236,698 | $239,710 | $241,470 | $243,230 | $247,630 | $252,030 | $257,030 | $267,030 |
| $1,500,000 | $371,048 | $374,060 | $375,820 | $377,580 | $381,980 | $386,380 | $391,380 | $401,380 |
Worked figures for Pennsylvania
Pennsylvania values:
| Gain | Federal | State | Niit | Total | Effective |
|---|---|---|---|---|---|
| $25,000 | $3,750 | $768 | $0 | $4,518 | 18.07% |
| $50,000 | $7,500 | $1,535 | $0 | $9,035 | 18.07% |
| $75,000 | $11,250 | $2,303 | $0 | $13,553 | 18.07% |
| $100,000 | $15,000 | $3,070 | $0 | $18,070 | 18.07% |
| $150,000 | $22,500 | $4,605 | $1,900 | $29,005 | 19.34% |
| $200,000 | $30,000 | $6,140 | $3,800 | $39,940 | 19.97% |
| $300,000 | $45,000 | $9,210 | $7,600 | $61,810 | 20.60% |
| $500,000 | $78,330 | $15,350 | $15,200 | $108,880 | 21.78% |
| $750,000 | $128,330 | $23,025 | $24,700 | $176,055 | 23.47% |
| $1,000,000 | $178,330 | $30,700 | $34,200 | $243,230 | 24.32% |
How Pennsylvania compares nationally
On state capital gains rate, Pennsylvania ranks #37 of 50 at 3.07% — 33% below the median of 4.55%. The national range runs from 0.00% (Wyoming) to 13.30% (California).
| Rank | State | State capital gains rate |
|---|---|---|
| #35 | Kentucky | 3.50% |
| #36 | Ohio | 3.50% |
| #37 | Pennsylvania | 3.07% |
| #38 | Louisiana | 3.00% |
| #39 | Indiana | 2.95% |
Flat state rate on gainss, ranked
Same rule structure as Pennsylvania:
| State | State capital gains rate | vs Pennsylvania |
|---|---|---|
| Washington | 7.00% | +128.0% |
| Illinois | 4.95% | +61.2% |
| North Carolina | 3.99% | +30.0% |
| Ohio | 3.50% | +14.0% |
| Pennsylvania | 3.07% | — |
Pennsylvania questions, answered with Pennsylvania numbers
Does Pennsylvania tax capital gains?▾
Yes. Pennsylvania applies 3.07% to capital gains. On a $100,000 long-term gain that is $3,070 in state tax, on top of $15,000 federal.
What would I owe on a $500,000 gain in Pennsylvania?▾
About $108,880 total — $78,330 federal, $15,350 to Pennsylvania, and $15,200 net investment income tax. You would keep roughly $391,120, an effective rate of 21.78%.
How does Pennsylvania compare with a no-tax state?▾
Realising a $500,000 gain in Pennsylvania costs $15,350 more than realising it in a state with no capital gains tax, such as Florida or Texas.
Other flat state rate on gainss
Last reviewed 2026-08-27. Pennsylvania figures only — verify with the relevant Pennsylvania agency before acting. How this is calculated.